Prime Minister Qarz e Hasna Scheme 2013-2014

BATMAN October 4, 2013 78
Prime Minister Qarz e Hasna Scheme 2013-2014

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Prime Minister of Pakistan Mian Muhammad Nawaz Sharif has announced interest free Qarz-e-Hasana Scheme for Poor Peoples across Pakistan. 250,000 peoples will be get interest free loan.

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Qarz-e-Hasana (Micro Interest Free Loans) facility aimed at helping the industry raise current access level of 2.5 million people to 5.0 million in next 5 years.

You can apply in PM’s Scheme for Qarz-e-Hasana Scheme as per eligibility criteriamentioned below. The federal cabinet has already given approval to all these initiatives.

All arrangements for the implementation of these programs have been completed. The Qarz-e-Hasana program will be completely on merit basis and transparent.

Therefore only eligible people should apply for this program. Government of Pakistan will announce the registration procedure with application forms after 3rd October 2013 and be registered soon.

 

How To Apply and Registration Process


Eligibility criteria:

Vulnerable rural and urban poor with a poverty score of up to 40.

Focus on women:

It is believed that increased economic participation by women can play a significant role in national development. In an attempt to encourage the same, 50% of loans will be given to female borrowers.

In addition, independent economic activity will empower Pakistani women both socially and in terms of finances.

Geographical spread:

The national outreach of the scheme would not be limited in geographic terms. However, preference would be given to limited and un-served areas.

This is aimed at engaging the population of these areas in greater economic activity and strengthening the process of development there.

Pricing:

It is Qarz-e-Hasana or interest free loan. Therefore, no mark-up would be charged.

Size and number of loans:

250,000 loans of an average amount of Rs.25,000 would be disbursed as part of thescheme.

 

Government Grant 2013-14:

Rs.3.5 billion have been allocated to the scheme by the Federal Government.

Executing agency:

PPAF would be the central executing agency of the scheme. Enlisted partner organizations and community organizations that have necessary expertise and experience will be engaged in the process.

De-centralization in the process of execution implies greater transparency and increased efficiency.

Recycling:

To make the fund sustainable, borrowers will be encouraged to return the loan. The amount returned will be deposited to the permanent fund available to the community and be used for future lending.

In addition, the process will introduce the borrowers to conversion from being “takers” to “givers” that implies positive social and financial effects.

Click Here For Registeration


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78 Comments »

  1. money problems July 2, 2014 at 7:19 pm - Reply

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  3. junaid zaidi March 18, 2014 at 11:20 am - Reply

    Sir, I need loan for super store business how
    can i apply please guide me , I am disable person please help me. My cell number
    0345-3032509

    thanks.

  4. afzaal ishfaq December 7, 2013 at 2:15 pm - Reply

    qarza mil gya to shokar ALLAH ka na milla to tab b shokar ALLAH ka………..
    03005376768

  5. Irving December 5, 2013 at 10:13 pm - Reply

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  6. Rana Khalid December 5, 2013 at 8:24 pm - Reply

    Nice. but i don,t know how i can registered my self for this loan. Anybody can help me ? 03334042551

  7. Tajjamal abass December 4, 2013 at 10:11 pm - Reply

    Pls pm sahib hm ko be qarza mly pls pls pm sahib contct 03467825765

  8. Muhmmad iqbal December 4, 2013 at 10:06 pm - Reply

    Pls pm sahib hm ko be qarza mly pls contct 03006935138

  9. aSAD December 4, 2013 at 11:43 am - Reply

    tell anyone??? 03039761673

  10. aSAD December 4, 2013 at 11:41 am - Reply

    IS Any one can do gov. job after getting this loan???

  11. umar farooq December 1, 2013 at 7:43 am - Reply

    i needed money for business

  12. umar Bajwa December 1, 2013 at 4:27 am - Reply

    Love u mian nawaz shariff…:
    Sir mujy loan chahye bussins ke leye please plz.
    num 0332 7196409

  13. umar Bajwa December 1, 2013 at 4:26 am - Reply

    Love u mian nawaz shariff…:
    Sir mujy loan chahye bussins ke leye please plz.
    num 0332 7196409

  14. Bilal khokhar November 30, 2013 at 11:29 am - Reply

    Sir i want loan to run my business:::: plz guide me how can i register to get a loan on my number 03134142908 thanks

  15. Zeeshan Haider Shah November 30, 2013 at 9:16 am - Reply

    dear sir ,,,
    mujhe karobar k liye qarza chaiye please.
    mobile number : 03335909011

  16. KHAN JI November 28, 2013 at 4:48 pm - Reply

    Yar Khan Sab In Ka Loan Deny ka irada hi nahin hy kon Phisibily Banay ga or kon 10% advance dekhay ga gareeb ky pass khany ko ATA nahin hy or yeh Loan Ky liay Phisibility mang rahy hain jis ny Hotel kholny ky liay loan lena ho to woh inhen pehly baty keh itna ata lagy ga to itni roti bany gi or us per bhi in ka mark up itna nikly ga gareeb admi ki balance sheet or income statment karobar sy pehly hi mang rahy hain ameer ko koi pochta hi nahin hy …

  17. Shahzad Ali November 19, 2013 at 10:49 pm - Reply

    Aslam O Alikum Dear ,
    If any person take any information about this youth loan scheme , he can contact to me on my email address .
    shahzad _786_sa@yahoo.com
    or cell no
    +923453934230

  18. zulfiqar ali November 15, 2013 at 10:05 am - Reply

    Ji mian nawaz sharif sahib mujhay apne karobar ko bchane ke liye aor karobar ko apna karne ke liye peso ki zarorat he agar mujhay raqam na milti to mera karobar khatam ho jay ga please help me(my phone nomber and email address(03013051177 zulfi1234@outlook.com

  19. muhamamd habib November 14, 2013 at 5:54 pm - Reply

    dear sir ,,,
    i am graduate , how get i loan please help me ..

  20. F.W khan November 13, 2013 at 6:57 am - Reply

    Sir,
    I,m graduate, and have a small shop of garments, I need at least Rs.300000 for my shop. I,m really a needy person.
    thanks.

  21. mujeeb November 11, 2013 at 9:50 pm - Reply

    i need 500000 for my bisnuss 03218988474

  22. mujeeb November 11, 2013 at 9:48 pm - Reply

    i need 5,ooooo for my bisnuss 03218988473

  23. SAID AHMAD KHAN November 10, 2013 at 9:27 am - Reply

    sir i passed my fa with good marks.after that i have need of job and no resources to improve our education.this time i have need of loan to improve my job thank you. and i donot know to register that scheme

  24. NAVEED AKBAR November 10, 2013 at 9:21 am - Reply

    sir i am a student of royal college of nursing swat kpk. i have need of money to improve my educatio. please tell me how i can register for the scheme

  25. mubashar saeed November 8, 2013 at 5:42 pm - Reply

    how i get loan please some one tell me pleas
    my email address mubasharsaeed266@yahoo.com

  26. Asad-ur-rahman November 8, 2013 at 2:42 pm - Reply

    i need 5,000000 amount for my bussiness.

  27. DR IMDAD HUSSAIN November 7, 2013 at 5:36 pm - Reply

    i need lone for homoeo calinc but how can i register……PLZ TELL ME.my numbr 03435117518

  28. khurram Ishaq November 3, 2013 at 6:29 pm - Reply

    Please, mention the application procedure for Qarz e Hasna as soon as possible 03214024944

  29. RIZWAN SHAHZADA November 2, 2013 at 11:24 am - Reply

    I need loan for yellow cab but how can i register.??..plz tell me.. i m waiting. my number is 03008308339 thankx

  30. shoaib November 1, 2013 at 12:14 pm - Reply

    i need qarz-e hasana for runing business

    • shoaib November 1, 2013 at 12:15 pm - Reply

      03465673308

  31. AAA October 30, 2013 at 5:08 pm - Reply

    AOA,i am giving you number of incharge of Loan Scheme 2013 kindly contact him for loan,thank you

    03139339993

  32. rahim wali khan October 30, 2013 at 12:57 pm - Reply

    registration procedure plzzz?
    i need loan to continue my education
    03329264279

  33. Nazir Hussain October 29, 2013 at 10:52 pm - Reply

    I need loan for business but how can i register.??..plz tell me.. i m waiting. my number is 0322-8017815 for medical store

  34. Nazir Hussain October 29, 2013 at 10:50 pm - Reply

    I need loan for business but how can i register.??..plz tell me.. i m waiting. my number is 0322-8017815 Loan for medical

  35. Nazir Hussain October 29, 2013 at 10:48 pm - Reply

    I need loan for business but how can i register.??..plz tell me.. i m waiting. my number is 0322-8017815

  36. Tahir October 29, 2013 at 7:37 am - Reply

    I need this loan because i am a poor person and i have no resources to start my business
    please tell me the registration process

  37. Muhammad Raqiq October 27, 2013 at 7:53 pm - Reply

    sir,
    registration procedure plz???
    Contact No. 03127883880

  38. asif ullah October 26, 2013 at 7:11 pm - Reply

    registration procedure plz??? contact 03138210057

  39. Muhammad usman October 25, 2013 at 12:03 pm - Reply

    sir iam very poor man plz help me 03204023297

  40. Syed Farhan Hussain October 24, 2013 at 4:30 pm - Reply

    Dear Sir,,

    I need this loan,,, please send the Terms.

  41. Naveed Ahmad October 24, 2013 at 12:22 pm - Reply

    Janab mian muhammad nawaz shareef sb
    mujhe 200000 Rs qarze hasna me chaheye
    plz schem shuru kren ta ke log is skeem se faeda utha sken, thanks

  42. Abid Hussain October 24, 2013 at 6:40 am - Reply

    sir i need a qaraz hasna to start my business of departmental store

  43. imran October 22, 2013 at 10:58 pm - Reply

    I need qaraz

  44. Muhammad Waseem October 22, 2013 at 2:19 pm - Reply

    I need 250000. please tell me pressure of apply loan .

  45. HASSAN October 21, 2013 at 1:48 pm - Reply

    AOA .. SIR HOW TO APPLY 4 QARZA.E.HASNA PLZ PLZ PLZ PLZ INFOM ME…

  46. sohaib October 21, 2013 at 11:59 am - Reply

    how to apply loan i want that loan plz 03335881991

  47. ASIA October 21, 2013 at 11:48 am - Reply

    i have to need loan.PLZ provide me positive reasult

  48. Kris October 20, 2013 at 1:40 pm - Reply

    An established name opens opportunities for producing photographic books, guiding photography workshops and tours and ultimately giving up the day job and moving to a beautiful area to start a landscape photography teaching business. For unsecured, the borrower gets smaller amounts while in secured form, the value of the item pledged determines the amount that one gets. In 2009, for example, convenience stores accounted for around 9.

  49. hamid suhail October 20, 2013 at 12:30 pm - Reply

    please let me know how to registered. your positive response will be highly valued for me. thanks

    03334296899
    03034442109

  50. zahid October 19, 2013 at 7:32 pm - Reply

    sir i need qarz hassana.how much money can i get and how.

  51. arham October 18, 2013 at 7:51 pm - Reply

    aoa.sir how to aply for this. i need loan for study.

  52. zahid hussain October 16, 2013 at 3:51 am - Reply

    sir im a poor people i need qarz

  53. abdul qayyum October 15, 2013 at 5:56 pm - Reply

    sir i want qarz e husna,.,.,. plz tell me the registration process.,.,.,.,
    ranaabdulqayyum@rocketmail.com

  54. Muslim Abbas October 15, 2013 at 1:49 pm - Reply

    Salam Sir,
    How can i get loan.From where i’ll apply & get form.Plz give me information.My no is 03339636756 , 03348258685.

  55. saad October 13, 2013 at 10:48 pm - Reply

    plz contact me 03415254656

  56. saad October 13, 2013 at 10:47 pm - Reply

    i need qarz

  57. Basit October 13, 2013 at 11:33 am - Reply

    sir i need loan…
    please tell me the process.

    0334 7829401

  58. Muhammad Nisar October 12, 2013 at 1:48 pm - Reply

    Sir i need loan for buisness how can i apply please guide me.My cell number is 03343334735

  59. tina October 11, 2013 at 4:43 pm - Reply

    sir i need load 4 business.. plz

  60. ali hassan October 11, 2013 at 9:49 am - Reply

    I need loan for business but how can i register.??..plz tell me.. i m waiting. my number is 03074517121

  61. ali hassan October 11, 2013 at 9:48 am - Reply

    I need loan for business but how can i register.??..plz tell me.. i m waiting. my number is 03242263361..

  62. Jamil Ahmad October 10, 2013 at 4:20 pm - Reply

    Sir, its good, plz how can we apply for this process, i need Qarz-e- Hsna

  63. muller October 10, 2013 at 7:40 am - Reply

    MR MULLERJACK LOAN FIRM, (WITH OVER 18 YEARS EXPERIENCE)
    is a private
    family lending institution that provide business or personal
    financial
    service with a flexibility which your everyday bank cannot
    provide. We
    engage in short and long term loan and our principal loan
    amount
    ranges from $1,000 to $100,000,000 to our first timers which
    of course
    depends on the purpose of loan. And our loan duration
    ranges from 1-31
    years, interest rate 2%.

  64. Mahreen October 9, 2013 at 5:43 pm - Reply

    sir, i need qarz-e-hasna for running business of academy.what is the process of registeration?plzzzzzzzzzzzz tell me.

  65. Ijaz October 9, 2013 at 2:00 pm - Reply

    I need 250000. please tell me pressure of apply loan .

  66. hira October 9, 2013 at 11:08 am - Reply

    sir how can i registered?please let me know my number is 03361256450..0333-2477951.

  67. muhammad sudhir October 8, 2013 at 7:14 pm - Reply

    its good

  68. sonia pervaiz October 8, 2013 at 4:30 pm - Reply

    i want 500000 cell 0333-8102699

  69. Arsalan Abbasi October 8, 2013 at 4:11 pm - Reply

    I need loan for business but how can i register.??..plz tell me.. i m waiting. my number is 03242263361..

  70. hira October 7, 2013 at 3:19 pm - Reply

    dear prime minister…great news that have you given us..sir can you favour mahajir? i want qarze hasna n needy people if you support us Allah give you more respect..my father have 6 child 5 are doughter 1 is son..he is suffering his life since 50 years now he need financially support by you so please do him a favour we are mahajir n also peaceful pakistani

  71. adil khan October 6, 2013 at 1:57 pm - Reply

    I need loan for business

  72. m.ramzan October 6, 2013 at 8:21 am - Reply

    Who to apply in this scheme. Please help me

  73. syed azhar mahmood October 6, 2013 at 2:04 am - Reply

    I need a qarz e

  74. syed azhar mahmood October 6, 2013 at 2:02 am - Reply

    I need rs.500,000/- for qarz e has a for running my business of batteries 03219468759

  75. shaista ghazal October 6, 2013 at 12:55 am - Reply

    its a good scheme for all poor people including student by this poor student get a chance to ahead i am very thankful to prime minister for this act

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